For millions of Americans, Social Security benefits serve as a critical source of monthly income. Whether you’re retired, disabled, or receiving survivor benefits, knowing exactly when your payment will arrive in 2025 can help you plan ahead and manage your monthly expenses effectively.
This guide outlines the full schedule of Social Security payment dates for 2025, based on official data and monthly release patterns.
How Payment Dates Are Determined
The Social Security Administration (SSA) determines your payment date based on your date of birth and the type of benefit you receive. For most Social Security recipients, the following schedule applies:
- If your birth date falls on the 1st to the 10th of the month, you will be paid on the second Wednesday.
- If your birth date falls on the 11th to the 20th, your payment will arrive on the third Wednesday.
- If your birth date falls on the 21st to the 31st, your benefits will be paid on the fourth Wednesday.
Supplemental Security Income (SSI) is paid on the 1st of each month, unless that date falls on a weekend or holiday, in which case it is paid earlier.
Social Security Payment Calendar 2025
Here’s the full month-by-month breakdown of the Social Security payment dates in 2025, based on the official SSA calendar.
January 2025
- SSI: December 31, 2024 (paid early due to holiday)
- 2nd Wednesday: January 8
- 3rd Wednesday: January 15
- 4th Wednesday: January 22
February 2025
- SSI: February 1
- 2nd Wednesday: February 12
- 3rd Wednesday: February 19
- 4th Wednesday: February 26
March 2025
- SSI: March 1
- 2nd Wednesday: March 12
- 3rd Wednesday: March 19
- 4th Wednesday: March 26
April 2025
- SSI: April 1
- 2nd Wednesday: April 9
- 3rd Wednesday: April 16
- 4th Wednesday: April 23
May 2025
- SSI: May 1
- 2nd Wednesday: May 14
- 3rd Wednesday: May 21
- 4th Wednesday: May 28
June 2025
- SSI: May 30 (paid early)
- 2nd Wednesday: June 11
- 3rd Wednesday: June 18
- 4th Wednesday: June 25
July 2025
- SSI: July 1
- 2nd Wednesday: July 9
- 3rd Wednesday: July 16
- 4th Wednesday: July 23
August 2025
- SSI: August 1
- 2nd Wednesday: August 13
- 3rd Wednesday: August 20
- 4th Wednesday: August 27
September 2025
- SSI: September 1
- 2nd Wednesday: September 10
- 3rd Wednesday: September 17
- 4th Wednesday: September 24
October 2025
- SSI: October 1
- 2nd Wednesday: October 8
- 3rd Wednesday: October 15
- 4th Wednesday: October 22
November 2025
- SSI: November 1
- 2nd Wednesday: November 12
- 3rd Wednesday: November 19
- 4th Wednesday: November 26
December 2025
- SSI: December 1
- 2nd Wednesday: December 10
- 3rd Wednesday: December 17
- 4th Wednesday: December 24
What If You Don’t Receive Your Payment on Time?
If your payment does not arrive on the expected date, the SSA recommends allowing at least three mailing days before contacting them. Delays can occur due to bank holidays, technical issues, or incorrect direct deposit information.
Plan Ahead for a Smooth 2025
Knowing your exact payment date helps you stay organized and financially secure. It also allows you to time your bill payments and avoid overdraft fees. If you’re new to Social Security, consider setting up direct deposit, which is the safest and fastest way to receive benefits.
FAQs:
How does the SSA decide when I get paid in 2025?
Your Social Security payment date depends on your birth date. Those born early in the month get paid earlier than those born later.
What if my Social Security payment is late?
Wait at least 3 business days after the expected date. If it still doesn’t arrive, contact the SSA or your bank.
Are SSI and Social Security retirement payments sent on the same date?
SSI is generally paid on the 1st of each month, while retirement and disability benefits follow a Wednesday-based schedule based on your birth date.
