If you’re on Social Security and didn’t receive your check on June 3 or June 11, you’ve got just two more chances this month. One of those payments lands on June 18, right before Juneteenth National Independence Day on June 19, 2025. Since Juneteenth is a federal holiday, Social Security offices will be closed, so expect possible delays if you need in-person help around that time.
Let’s break down who gets paid when—and who’s out of luck until the end of June.
Schedule
Social Security payments don’t just show up at random—they follow a strict schedule based on your birthdate. If you’re wondering why your neighbor got paid and you didn’t, it might come down to your birthday.
Here’s how June’s remaining payments stack up:
| Birthdate Range | Payment Date | Eligible If |
|---|---|---|
| 1st–10th | June 12, 2025 | Already paid |
| 11th–20th | June 18, 2025 | Will be paid |
| 21st–31st | June 25, 2025 | Wait until then |
If you were born between the 11th and 20th, expect your payment on June 18. But if your birthday falls between the 21st and 31st, you’ll have to wait until June 25—after Juneteenth.
Eligibility
Not everyone qualifies for the June 18 payment, even if their birthday matches the window. There are a few other requirements.
You must:
- Have started receiving benefits after April 30, 1997
- Not be getting Supplemental Security Income (SSI)
- Have retired and been approved by the SSA
These rules make sure the right payments go to the right people at the right time. If you’ve been receiving benefits for decades or are on SSI, your check probably came earlier in the month.
Exceptions
Life happens, and sometimes you lose eligibility. Here are some situations that could pause or stop your payments:
- You’re working and haven’t reached full retirement age, which could reduce your monthly benefit.
- You’re incarcerated or living in a government-funded institution.
- You’ve moved or changed your banking info and didn’t update the SSA.
Still not sure what’s going on with your payment? Check your Social Security Statement online. It’s a great tool that shows you your earnings record, estimates, and benefits.
Amounts
So how much will you get? That depends on your work history, age, and filing decision. The average check in 2025 is $2,002 for retired workers, but that’s far from the maximum.
Here’s a snapshot of potential monthly payments in 2025:
| Filing Age | Max Monthly Payment |
|---|---|
| 62 | $2,831 |
| Full Retirement Age | $4,018 |
| 70 | $5,108 |
Only those who earned the taxable maximum for 35 years and waited until 70 to file can reach that top tier. The rest of us? Somewhere in between.
COLA
Expect your payment amount to stay the same for the rest of 2025. The next Cost-of-Living Adjustment (COLA) won’t kick in until January 2026.
The latest forecast? A 2.5% increase. That’s about $2.50 more for every $100 you get now. Not life-changing, but it helps keep up with rising prices.
We’ll get the official COLA figure in mid-October 2025, so stay tuned.
If you’re expecting a payment around Juneteenth and haven’t received it yet, double-check your eligibility. Make sure your SSA account is up to date, and mark your calendar. The schedule won’t change unless a holiday like Juneteenth gets in the way—and even then, the SSA adjusts accordingly.
FAQs
Who gets paid on June 18?
Only those born from the 11th–20th, no SSI, after May 1997.
What if I was born after June 20?
You’ll receive your check on June 25, 2025.
Is SSA open on Juneteenth?
No, SSA offices will be closed on June 19, 2025.
How much is the average retirement check?
It’s $2,002 per month in 2025 for average retirees.
When will the next COLA start?
January 2026, after the announcement in October 2025.
I’m 77 years old and will I receive my adjustment from social security.
Need my adjustment from social security. We get 1 460.00 can’t believe this and pay my bills I’m always short for cash.