Starting June 2025, eligible families across the U.S. will begin receiving a one-time $1,500 child stimulus payment. Designed to help ease rising household costs, this payment will go to parents or guardians with qualifying children under 17. Whether you’re a parent managing rising expenses or a tax professional helping clients prepare, knowing how to claim this benefit is key.
In this guide, you’ll find a simple, step-by-step breakdown of how the payment works, who qualifies, and how to ensure your household gets the full benefit.
Table of Contents
Overview
| Feature | Details |
|---|---|
| Payment Amount | $1,500 per eligible child |
| Age Limit | Child must be under 17 by Dec 31, 2024 |
| Income Limits | $75k single, $112.5k HOH, $150k married joint |
| Required Forms | IRS Form 1040 + Schedule 8812 |
| Start Date | June 2025 (expected) |
| Delivery Method | Direct deposit, paper check, or debit card |
| IRS Website | irs.gov |
$1,500 Child Stimulus
This is a one-time federal relief payment issued by the IRS in June 2025. It’s intended to support families facing inflation-related cost increases. While it’s similar to the Child Tax Credit (CTC), this payment is separate and won’t reduce your tax refund.
The IRS will issue the payment based on your 2024 federal tax return, so filing accurately and on time is essential.
Who Qualifies?
To receive the payment, you must meet all of the following:
- Be a U.S. citizen or legal resident with a valid SSN.
- Claim a child under 17 as of December 31, 2024.
- File a 2024 federal tax return listing the child as your dependent.
- Meet the income thresholds:
| Filing Status | Full Benefit Up To |
|---|---|
| Single | $75,000 |
| Head of Household | $112,500 |
| Married Filing Joint | $150,000 |
Payments phase out for higher incomes. For every $1,000 over the limit, the payment reduces incrementally.
How to Claim the $1,500 Child Stimulus
Here’s how to make sure you receive your payment without delay:
1. File Your 2024 Tax Return
Use IRS Form 1040 and list your eligible children in the dependents section. Be sure to use correct names and Social Security Numbers.
2. Include Schedule 8812
This form tells the IRS you’re eligible for child-related benefits. It’s also used to calculate the child stimulus payment.
3. Set Up Direct Deposit
Confirm your banking info is current with the IRS. This is the fastest and most secure way to receive your funds.
4. File Early in 2025
The earlier you file, the sooner your payment can be processed. Filing before the April deadline increases your chances of receiving the June payment without delay.
When Will the Payment Arrive?
The IRS says payments will start rolling out in June 2025. The exact date isn’t yet confirmed, but it will likely align with the IRS’s summer payment calendar.
Delivery Methods
- Direct Deposit: Fastest if bank info is on file
- Paper Check: Sent to the address listed on your return
- Prepaid Debit Card: For those without bank accounts (limited issuance)
Avoid delays by double-checking your mailing address and direct deposit info before filing.
Example Scenario
Let’s say Sarah, a single mom in Florida, has two kids ages 6 and 15. Her income in 2024 was $72,000. She files her taxes in February 2025 and includes Schedule 8812. By June, she gets a $3,000 direct deposit—$1,500 per child. That money helps cover daycare, summer camps, and groceries.
Tips for Families & Professionals
- Parents: Keep Social Security cards, birth certificates, and tax records organized.
- Tax Preparers: Notify clients early to help them file in time.
- HR Teams: Share this info in employee newsletters or portals.
- Community Centers: Offer filing help and workshops for low-income families.
FAQs
When will the $1,500 payment be sent?
Payments are expected to begin in June 2025.
Who qualifies for the child stimulus?
U.S. taxpayers with a child under 17 and within income limits.
Do I need to apply separately?
No, just file your 2024 tax return with Schedule 8812.
How is the payment delivered?
By direct deposit, check, or prepaid debit card.
Will this affect my tax refund?
No, it’s a separate payment and doesn’t reduce your refund.
