In just 10 days, millions of Americans who rely on Supplemental Security Income (SSI) will see a welcome return to the normal payment schedule. If you’re someone who counts on these monthly deposits to manage expenses, mark your calendar—Tuesday, July 1, 2025, is the day your next SSI benefit hits your account.
This update follows a temporary adjustment in June’s schedule, which left many wondering if payments had been skipped. Here’s a breakdown of what’s happening, who qualifies, and how much you could receive.
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Why SSI Payments Seemed Missing in June
Normally, SSI benefits are issued on the 1st of every month. However, because June 1 fell on a weekend, June payments were sent out early on May 30. As a result, there was no deposit in June, but that was simply a calendar adjustment—not a missed payment.
The July 1, 2025 payment resumes the standard disbursement cycle.
How Much Will You Receive?
In 2025, the maximum SSI payment amounts are:
| Status | Maximum Monthly SSI Payment |
|---|---|
| Individual | $967 |
| Couple | $1,450 |
These are maximum figures, and your actual amount may be less depending on:
- Your monthly income (including wages or Social Security)
- Other family members’ income
- Your living arrangements
- State supplements, if available
Who Qualifies for the July 1 SSI Payment?
The Supplemental Security Income (SSI) program is aimed at Americans who have limited income and resources and are either 65 or older, blind, or disabled.
To qualify, you must meet the following criteria:
1. Income Limits
- Individuals: Less than $967/month
- Couples: Less than $1,450/month
2. Resource Limits
- Individuals: No more than $2,000 in assets (bank accounts, stocks, etc.)
- Couples: No more than $3,000
3. Residency
- Must live in a U.S. state, Washington, D.C., or the Northern Mariana Islands
- Must not be outside the U.S. for 30+ consecutive days
- Must be a U.S. citizen or national
4. Age or Disability
- Age 65 or older
- Or be legally blind
- Or have a qualifying disability under SSA guidelines
What If You’re Also Receiving Social Security?
If you receive both SSI and Social Security, your payment schedule may be different. Generally:
- SSI is paid on the 1st of the month
- Social Security is paid based on your birthdate (typically on the 2nd, 3rd, or 4th Wednesday of the month)
Recipients who began receiving both benefits before May 1997 usually receive both payments on the 3rd of the month.
When and How Will You Get Paid?
| Payment Date | Group | Method |
|---|---|---|
| Tuesday, July 1, 2025 | SSI Recipients | Direct deposit or mailed check |
If you do not see your payment by July 1, the SSA advises waiting three business days before contacting them. First, check with your bank or financial institution for any internal delays.
Tips to Avoid Payment Disruptions
- Keep your banking information current with SSA
- Notify SSA of any changes in living arrangements or income
- Review your eligibility status annually
- Use My Social Security online to track payments and update personal info
Why This Matters
With rising costs of housing, healthcare, food, and utilities, consistent SSI benefits are essential for the financial stability of millions. Returning to the normal schedule brings clarity and helps recipients plan and budget with confidence.
FAQs
When is the next SSI payment?
Tuesday, July 1, 2025.
What’s the maximum SSI payment for 2025?
$967 for individuals, $1,450 for eligible couples.
What if I don’t receive my payment on July 1?
Wait three business days, then contact your bank and the Social Security Administration if it’s still missing.
Am I eligible if I’m over 65 and have low income?
Yes, age 65+ is one of the qualifying criteria, along with meeting income and residency requirements.
