Social Security and Juneteenth – Which Retirees Will Receive $2,002 Before Independence Day?

Published On: June 21, 2025

If you’re on Social Security and didn’t receive your check on June 3 or June 11, you’ve got just two more chances this month. One of those payments lands on June 18, right before Juneteenth National Independence Day on June 19, 2025. Since Juneteenth is a federal holiday, Social Security offices will be closed, so expect possible delays if you need in-person help around that time.

Let’s break down who gets paid when—and who’s out of luck until the end of June.

Schedule

Social Security payments don’t just show up at random—they follow a strict schedule based on your birthdate. If you’re wondering why your neighbor got paid and you didn’t, it might come down to your birthday.

Here’s how June’s remaining payments stack up:

Birthdate Range	Payment Date	Eligible If
1st–10th	June 12, 2025	Already paid
11th–20th	June 18, 2025	Will be paid
21st–31st	June 25, 2025	Wait until then

If you were born between the 11th and 20th, expect your payment on June 18. But if your birthday falls between the 21st and 31st, you’ll have to wait until June 25—after Juneteenth.

Eligibility

Not everyone qualifies for the June 18 payment, even if their birthday matches the window. There are a few other requirements.

You must:

Have started receiving benefits after April 30, 1997
Not be getting Supplemental Security Income (SSI)
Have retired and been approved by the SSA

These rules make sure the right payments go to the right people at the right time. If you’ve been receiving benefits for decades or are on SSI, your check probably came earlier in the month.

Exceptions

Life happens, and sometimes you lose eligibility. Here are some situations that could pause or stop your payments:

You’re working and haven’t reached full retirement age, which could reduce your monthly benefit.
You’re incarcerated or living in a government-funded institution.
You’ve moved or changed your banking info and didn’t update the SSA.

Still not sure what’s going on with your payment? Check your Social Security Statement online. It’s a great tool that shows you your earnings record, estimates, and benefits.

Amounts

So how much will you get? That depends on your work history, age, and filing decision. The average check in 2025 is $2,002 for retired workers, but that’s far from the maximum.

Here’s a snapshot of potential monthly payments in 2025:

Filing Age	Max Monthly Payment
62	$2,831
Full Retirement Age	$4,018
70	$5,108

Only those who earned the taxable maximum for 35 years and waited until 70 to file can reach that top tier. The rest of us? Somewhere in between.

COLA

Expect your payment amount to stay the same for the rest of 2025. The next Cost-of-Living Adjustment (COLA) won’t kick in until January 2026.

The latest forecast? A 2.5% increase. That’s about $2.50 more for every $100 you get now. Not life-changing, but it helps keep up with rising prices.

We’ll get the official COLA figure in mid-October 2025, so stay tuned.

If you’re expecting a payment around Juneteenth and haven’t received it yet, double-check your eligibility. Make sure your SSA account is up to date, and mark your calendar. The schedule won’t change unless a holiday like Juneteenth gets in the way—and even then, the SSA adjusts accordingly.