Supplemental Security Income (SSI) continues to support millions of low-income Americans each month, and in July, eligible recipients will see their regular payments on the 1st. If you’re part of a married couple and both of you qualify for full benefits, you could receive as much as $1,450 this month — but only if you meet all the requirements without any income-related reductions.
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Maximums
The SSI payment limits vary depending on your living situation and marital status. For individuals, the maximum payment can reach up to $967 per month in 2025. Married couples, on the other hand, may receive up to $1,450 combined — but that’s only if both spouses are eligible and have no other income that affects their benefit amount.
If you’re earning any kind of income, whether from work or other sources like pensions, your SSI payment may be reduced or even disqualified. Even getting married can change your eligibility status, so it’s important to stay updated with the Social Security Administration (SSA) guidelines.
Schedule
Next month, the SSI payday falls on July 1, and that will be the only payment date for SSI recipients. Occasionally, the SSA shifts the payment schedule to avoid weekends and holidays. That’s not the case for July, so recipients can expect their funds right on time.
Looking ahead, the next few months do have adjustments:
- August Payment: Sent on August 1, 2025 (no schedule change)
- September Payment: Comes early on August 29, 2025, since September 1 is a Federal holiday.
- November Payment: Will be sent out on October 31, 2025, because November 1 falls on a Saturday.
These early payments are not extra checks — they’re just scheduled ahead to avoid delays.
Averages
Not everyone on SSI gets the maximum amount. The actual payment you receive depends on your age, income, resources, and living arrangements. Still, the SSA has published average monthly amounts based on age groups as of April 2025:
| Age Group | Average Monthly Payment |
|---|---|
| 65 and older | $592 |
| 18 to 64 | $764 |
| Under 18 | $717 |
As you can see, adults between 18 and 64 receive the highest average payments. Seniors aged 65 and up typically receive the lowest, possibly because of additional retirement income or other support programs. Surprisingly, children under 18 have a slightly higher average than older adults, reflecting the specific disability support designed for minors.
Eligibility
To qualify for SSI, you must have limited income and few resources. In addition, one of the following must apply:
- Be 65 or older
- Be blind
- Have a qualifying disability
Children may also qualify if they are blind or disabled and live in households with limited income and resources. It’s best to check eligibility online through the SSA website to see if you meet the requirements.
Updates
As the year continues, it’s crucial for SSI recipients to stay informed about possible payment date changes and how lifestyle changes can affect eligibility. For example, starting a job, getting married, or moving could change your payment amount — or make you ineligible altogether.
Receiving SSI is about more than just a monthly deposit. It’s a federal safety net designed to help you cover basic needs like food, shelter, and clothing when other income isn’t enough.
FAQs
What is the max SSI for a married couple?
Up to $1,450 if both qualify and have no income.
When is the next SSI payment date?
July 1, 2025, is the only SSI payment date for July.
How much can one person get on SSI?
Up to $967 per month if fully eligible.
Can getting married affect SSI?
Yes, it may reduce or change your eligibility.
What age group gets the highest SSI?
Those aged 18 to 64 get the highest average.
